About Tender Grow

Tender Grow Finance Brokers arranges business finance. We are not a lender and we do not put up our own money — we take your situation to the funders who are most likely to back it, and we handle the part in between.

Why brokers exist in this market

South African business lending has become fast and largely automated, which is genuinely good news if you fit the box. Apply online, link your bank account, get a decision the same day. The problem is what happens when you do not fit: the system says no, gives no reason you can act on, and you start again at the next lender.

Plenty of perfectly sound businesses sit outside those boxes. The sole proprietor several lenders will not even consider. The contractor who has been trading nine months. The supplier whose new order is worth more than everything they did last year. Those are the files we work.

What we are good at

Knowing which funder takes which kind of deal, and presenting a file so it gets a fair reading. A lot of declines are not really about the business — they are about an application that arrived incomplete, or landed at a lender who was never going to fund that shape of deal.

What we will not do

We will not fire your application at every lender on the panel to see what sticks; that leaves a trail of credit enquiries that makes the next application harder. We will not tell you finance is cheap when it is not. And we will not take you through two weeks of document gathering if we can see on day one that it is not placeable.

Where we are

524 Louis Botha Avenue, Highlands North, Johannesburg, 2195. We work with businesses across South Africa, and most of what we do happens by phone, WhatsApp and email.